Two quick tools to help you plan. Work out a monthly repayment, or get a rough idea of what you could borrow. No email, no sign-up — just type your numbers and see.
If you've got a property in mind, see what the monthly cost would be.
Loan: £252,000 · LTV: 90%
A rough indication based on standard income multiples. Lenders vary — this is a starting point.
The repayment figure assumes a capital-and-interest mortgage at the rate you enter — it doesn't include product fees, stamp duty, or any standard variable rate that might kick in after a fix ends. The borrowing estimate uses a standard 4.5× income multiple as a midpoint; real lenders vary from about 4× to 5.5× depending on your circumstances, your credit profile, and the lender's appetite.
For an accurate, personalised figure — including which lenders will actually say yes — book a free chat. There's no obligation and we don't pressure you to decide on the call.
Book a free consultation →Your home may be repossessed if you do not keep up repayments on your mortgage. This calculator does not constitute mortgage advice. The figures shown are estimates only — your actual rates, terms, and borrowing capacity will depend on a full assessment by a regulated adviser.
Book a free chat with Urvashi. We'll search 90+ lenders and give you a genuine, accurate figure — for your situation, not the average.